Sunday, September 13, 2026

as for me, i haven't invested any of the $26,000 in my rdsp (22,000 was transferred in by the government in february). i was not expecting the attack on iran - nobody was - and the markets are...

i'm not a swashbuckling investor. i'm not going to glue myself to the ticker. i never imagined myself with an investment portfolio. but the government created this opportunity for me and i have it. i couldn't turn down $22,000 for free. but i ultimately have better things to do than be an investor. i don't want to spend my time obsessing over money.

there's another roughly $13,000 for free coming in february, so long as i get that $4000 in. that's another $17,000.

so i will have $43,000 - roughly - in a money market rdsp - uninvested - in early feb 2027. i need to invest about half of it before may.

i will not invest in oil. it's a non-starter.

but i waited because i wanted to better understand what's going on. if i thought the return of trump would be good for the market, i think i was wrong. the slow reversal of quantitative easing has been bad for markets and trump hasn't succeeded in reversing the fed's direction because he keeps putting conservatives in place, then wonders why they don't act like liberals. trump is not a fiscal conservative. ironically, the markets would likely do a lot better, even if it's a giant bubble, if trump installed himself as fed chair. he wouldn't abide by republican fiscal policy, he'd act like an obama or clinton appointee. that's not a policy proposal. i'm looking for ten years and then to get out so i don't care if it's a bubble, i care if the bubble is going to pop. but trump isn't getting what he wants (it's his own fault), and all that's happening is political fighting. i'm too risk adverse for this.

i'm looking at buying bonds, right now. the direction carney is heading in is suggesting to me that that's the better idea, right now.