she's right - you come down on them with batons, you make things worse. a lot worse. property can be replaced. hopefully, she also sets up some kind of rebate system for people without insurance in order to socialize the losses.
you middle class white suburbanites don't understand what you're dealing with, or the potential consequences if it gets out of control. be happy they've got a smart black woman in charge, instead of a trigger happy white macho doofus.