Friday, March 20, 2020

i get a check for $1169 from odsp deposited into my account on or around the last day of every month. so, i will get $1169 deposited on march 31st, which is a tuesday. it comes in a little earlier if the last day of the month falls on a weekend.

i will get around $95 deposited on april 5th, which is a sunday, so it should come in on the 3rd or the 4th. this comes from a quarterly gst rebate; it's every three months. as this is the last one of the year, it may be a little more than that.

i'll also get about $65 deposited on the 10th, from the trillium rebate. this is a friday.

i am not eligible for the carbon tax credit because i have a student loan in default. yeah. well, those are the rules.

my rent is $750. i will also need to pay a $30 internet bill. i don't have phone or cable access - i do everything over the internet, allowing me to keep my finances dramatically down. i watch youtube; i use google voice for outgoing calls, and i pay $0.99/month and $0.01/minute for access to a mailbox at a voip account for incoming calls, who i then call back.

i am eligible for a hydro rebate of $45, which was enough to cover the cost of my bill, until the ford government changed the rates and altered the formula; after an apparent backlash, they appear to have fixed this, so i expect the rebate to cover my hydro bill again, moving forward.

i do not have a driver's license and spend $0 on gas. i have a bicycle, but i often prefer to walk.

so, my only other expense is groceries, which is about $200/month, at most, and usually less.

so, i believe i'm actually in an enviable position at this point.

if the economic consequences of this are long term, and it decreases the cost of rent, my stable disability check may be seen as an asset to landlords, which was initially the case when i moved down here. the job market was so bad here that being on disability was seen as less risky than being employed. that has changed, to my disadvantage.

so, it's in my benefit to have things get a lot worse.

but, i do hope they open the bars back up soon, or any gains will be pyrrhic.

https://www.vice.com/en_ca/article/epg87m/coronavirus-canada-needs-a-national-rent-freeze