rrsps are interest generating accounts that not intended to be inheritance. they are strictly for retirement.

100% of all rrsps should be seized by the state on the termination of anybody's life.

don't blame the cra for your parents' failure at estate planning.

https://www.ctvnews.ca/toronto/consumer-alert/article/daughter-hit-with-660000-tax-bill-when-both-parents-died-in-same-year/