Friday, December 19, 2025

something i need to do next though is apply to wipe out my remaining student loan using the dtc i was just approved for. i should have done that years ago, but it would have required me to get a doctor to sign off on being "severely, permanently disabled", which was harder to do before they set up the cdb. i couldn't bring myself to do it. so i just let it sit. nowadays, doctor are doing it so people can get the money. the threshold has fallen.

it's already been done.

i really just need to get a doctor to sign the paperwork, and the remaining $11000 in collections is cancelled.

even if i can't, that should be a minor concern, with all of this grant money, eventually. it's s hiccup, now, and not a block.

and that should get my credit score up a little without having to get a fucking credit card, which i don't want. i'd rather get a small line of credit, but if i don't need one, and i don't, then i don't want one.